Experience the Coeus Advantage
Helping Our Clients Know Their Options & Prepare for Their Retirement Future
Coeus Financial is a holistic firm designed to manage all of your financial, investment and insurance needs. We strive to be a one-stop shop. It makes managing the details more efficient for you, and for us, as we work together.
No matter what phase of life you are in with your finances—accumulating, growing, protecting or spending down assets in retirement—we are here to offer our years of wisdom gained through working with thousands of clients. No two clients are in the exact same situation, so it’s always important to thoroughly get to know you before making recommendations. The following are common services we offer our clients after conducting a needs assessment.
Investment Management
One of the first steps to achieving wealth is to begin accumulating assets. Investing is a way to grow your assets in the stock market or other financial vehicles. When you start saving and investing early, time is on your side as you give “compounding” time to work in your favor. At Coeus, we can help set up your investment accounts, help make allocations, make adjustments and monitor performance.
401(k) Rollover & Roth IRA Strategies
Have you left retirement earnings behind when you have changed jobs? Or do you have too many uncoordinated accounts to manage? If so, we can help you round up those accounts and get organized. We can explain the different IRA account types and get you set up with a new account or rollover a current account so you can make your retirement funds work for you.
Estate Preservation
Estate and legacy planning can be an emotional and complex series of decisions. Whether you want to leave your assets to heirs or charity, or want to develop a succession plan for your business, we can help you design a strategy that allows you to share your life’s successes with others while also leaving a legacy for those you love.
Wealth Management
You’ve worked hard over the years to save for your future and grow your wealth. After the accumulation phase, most clients are concerned about preserving and protecting their wealth. No matter what phase you are in, we can help you get the most out of your nest egg.
Insurance Strategies
When we look to the future, we all hope to live long and healthy lives. Unfortunately, life does not work out that way for everyone as accidents and illness happen. Life insurance is a way to make sure that your spouse and family are financially provided for in the event of an untimely passing. Long-term care insurance can be utilized to make sure adequate support is in place if you need help with activities of daily living and health care tasks. Also, disability insurance can provide a financial safety net after an injury or accident.
Tax Mitigation
The primary focus of your financial advisory firm should be to manage your overall wealth—not just your investment portfolio. Our goal with tax mitigation is to minimize the tax impact on your overall financial status while ensuring the cash flow that you and your family require. With the right moral, ethical and legal tax strategy in place, you effectively increase your available wealth. We reach beyond your portfolio to design and implement strategic plans to minimize estate and income taxes.
Social Security Maximization
Choosing when and how to draw Social Security can be a tough decision with hundreds of options. Decisions should always be made based on your specific situation, such as marital status, income need and timing. Making the best choice also can depend on additional savings and retirement accounts you may have. Our team can help you navigate the possibilities, so you get the most from your hard-earned benefits.
5 Simple Steps to a Successful Retirement: Make Your Retirement a Blockbuster
Download your complimentary copy to learn how you can take your retirement strategy from flop to blockbuster with these simple strategies.
